Why is there no credit check with payday loans?

People often suggest that, as payday loans are advanced without credit checks, the lender is acting irresponsibly loaning out money carte blanche without doing background checks first. Whilst it’s true that most payday lenders are not so concerned with credit history, to say that they don’t carry out checks is something of a myth. Twice […]

Logbook Loans Versus Payday Loans

When deciding to take out a payday loan or a logbook loan, there are a number of things you need to consider. What follows are detailed explanations of each type of loan and their advantages. What is a Payday Loan? Firstly, a payday loan is also known as a paycheck advance, which is a short-term […]

Finding College Money for your Kids

Several years ago, my wife and I wanted to plan for our son’s college tuitions. In those days the totals were much smaller, but we felt if we could put back “X” amount of dollars per paycheck, he would have a nice junk of money when he graduated from high school. Unfortunately like most families, […]