County Court Judgement (CCJ)

A County Court Judgement (CCJ) is a judgement issued by the court when you have failed to meet the payments as part of a credit agreement such as a personal loan, utility bill or credit card. A court can order a CCJ if it believes that you owe money to a creditor, with the order […]

Bankruptcy

Bankruptcy is a financial resolution that may be considered by someone who can no longer afford to pay their debts. It is usually considered the ‘last option’ for people who have accrued a large amount of debt and cannot afford the repayments. Once you have been declared bankrupt, your remaining debts are written off, however […]