6 important Lessons every young adult needs to learn about Finances

As parents, it’s important to make sure you pass on lessons to your children. Unfortunately, too many financial lessons get forgotten along the way. Because of this, young adults go out into the world, ignorant of crucial money lessons. So, what are some things that kids need to know about money? Effectively Using Credit Cards […]

County Court Judgement (CCJ)

A County Court Judgement (CCJ) is a judgement issued by the court when you have failed to meet the payments as part of a credit agreement such as a personal loan, utility bill or credit card. A court can order a CCJ if it believes that you owe money to a creditor, with the order […]

Bankruptcy

Bankruptcy is a financial resolution that may be considered by someone who can no longer afford to pay their debts. It is usually considered the ‘last option’ for people who have accrued a large amount of debt and cannot afford the repayments. Once you have been declared bankrupt, your remaining debts are written off, however […]

Logbook Loans Versus Payday Loans

When deciding to take out a payday loan or a logbook loan, there are a number of things you need to consider. What follows are detailed explanations of each type of loan and their advantages. What is a Payday Loan? Firstly, a payday loan is also known as a paycheck advance, which is a short-term […]

Finding College Money for your Kids

Several years ago, my wife and I wanted to plan for our son’s college tuitions. In those days the totals were much smaller, but we felt if we could put back “X” amount of dollars per paycheck, he would have a nice junk of money when he graduated from high school. Unfortunately like most families, […]

6 Ways to Save Money this Year

We’re always on the look-out for ways to save money, but sometimes it’s a lot easier than spending less or earning more. There are now many different ways that you can make some extra cash and save money, without having to work extra hours at the office or go without your morning cup of coffee. […]